Here’s how we can help you achieve your goals

Purchase

Purchase

Looking to enjoy the benefits of homeownership? We are dedicated to helping you secure a mortgage that will enable you to build wealth through real estate.

Refinance

Refinance

Leveraging your existing mortgage to gain financial flexibility is something we can help with! We are happy to consult with you to help you make a sound decision about what is right for you and your personal situation.

First-Time Buyer

First-Time Buyer

Buying your first home can sometimes be overwhelming. The Spahr Team is dedicated to educating you every step of the way and ensuring your loan process is as smooth as possible. We have a variety of products that can assist with low down payments and down payment assistance should you need it.

Investment Property

Investment Property

Whether you are new to investing or buying your 10th property, The Spahr Team is here to assist with a mortgage that is tailored to fit your needs. Build your financial security and multigenerational wealth today!

Government Loans

Government Loans

We work with a variety of government loans to provide a range of products to help get you into a home or access equity. FHA, VA and USDA loans are tools that we use daily to assist our clients with their home purchase and refinance needs. They all offer low or no down payment and can provide financing for as low as a 580 credit score.

Renovation

Renovation

Ever find that perfect neighborhood, but the house is a sight for sore eyes? Why not pick your neighborhood and make the house your own with a renovation loan? We can assist with renovation on just about any loan product and are here to walk you through the process.

Construction

Construction

Let us help you with a loan product that will allow you to pick your lot, design your home and finance it. We have construction loans that fit just about every need on products like conventional, FHA, VA and USDA. Let us know how we can assist!

Jumbo

Jumbo

If you are looking to spend above the normal conforming loan limits, we have a variety of Jumbo products that will fit your needs.

Physician 'Doctor' Loans

Physician 'Doctor' Loans

New residents and physicians are typically facing challenges with high student loans and lower income to start out. We have specialized physician loans that can assist with your individual financing needs.

Retirement 'Reverse' Mortgages

Retirement 'Reverse' Mortgages

You have worked your entire life to build equity in your home. Retirement mortgages are a great tool to use in your retirement income and tax strategies. Whether it is eliminating a principal and interest payment, pulling out cash, establishing a line of credit or establishing a tax-free cash flow, we can help you with the option that best fits your needs.

Do you have questions?

Talk with a Home Loan Specialist today.

Karli Spahr